A new CAA report proposes pooling the financial risk of an ageing population nationally, rather than leaving it with 153 individual councils.

The core of the model: ring-fenced national funding shared on a needs-based formula, a national tariff for care, and an independent body to keep it honest.

Individuals keep a means-tested contribution, but with a lifetime cap and a raised capital threshold, so no one faces unlimited costs or has to sell their home.

Councils keep assessment, planning, safeguarding and oversight, but are relieved of carrying a national demographic risk on a local budget.

Backed by the Rt Hon Damian Green, Chair of the Social Care Foundation and former Deputy Prime Minister responsible for social care policy.

Read the press release